Your existing tools get the data into Xero.
Spread is what happens next.

Every tool stops at Xero. Spread starts there.
One Solution.
Three Month-End Problems. Solved
Revenue Recognition
An annual subscription invoiced upfront.
Spread reads the attachment and spreads the income across 12 months automatically. No manual journals, no spreadsheets. Your revenue always lands in the correct month.
Accruals & Prepayments
A quarterly rent invoice arrives.
Spread reads the date range from the attachment and allocates the cost across the correct months before you've even looked at it. No more manual calculations or missed adjustments.
Intelligent Month-End Accruals
A recurring utility bill hasn't arrived.
Spread recognises the pattern, posts the monthly accrual, and reverses it automatically when the invoice arrives.
What Spread Does While You're Not Looking
No spreadsheets. No manual journals. Just Xero, working the way it should.
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Step 1: We Read Everything in Xero
What normally happens:
You’re trawling through Xero, invoices, bills, and attachments manually.
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With Spread:
We automatically read the descriptions, scan your sales, costs, and all linked attachments in Xero. Nothing gets missed.
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✅ Saves 1–2 hours of prep per client per month
✅ Brings consistency with rules-based automation
Step 2: We Flag What's In The Wrong Month
What normally happens:
You’re eyeballing the P&L to spot what’s landed in the wrong month.
With Spread:
We flag transactions where income or costs don’t match the service period and automatically create the journals.
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✅ Free yourself from repetitive tasks
✅ Costs and sales in the correct months for accurate reporting of profits.
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Step 3: We Auto-Generate the Journals
What normally happens:
You’re building accrual and prepayment schedules in Excel, then keying them into Xero.
With Spread:
We calculate and post the correct journals, accruals, prepayments, and revenue deferrals straight into Xero.
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✅ No spreadsheet, reduced errors
✅ Journals are consistent, accurate, and audit-trail ready
Step 4: You Review and Approve
Want to stay in control? You can preview, edit, or approve any journal before it hits your Xero ledger.
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Our balance sheet reconciliation report offers another control layer.
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✅ Choose your level of automation and review
✅ Makes review cycles faster and more focused

The Journals Are Ready Before You've Even Started Month-End.
You Just Approve Them.
Most practices are still doing this in Excel. That's a spreadsheet that's wrong half the time, lives outside Xero, and only one person knows how to use.
Who's it for?
Spread accounting software is built for busy finance professionals who want to close the month faster and with less hassle.
1 / Accountancy Practices
Bring consistency to how accruals and prepayments are handled across every client with rule-based automation.
Instead of relying on individual staff knowledge, create a standardised way of working that’s easy to roll out and maintain.
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Reduce onboarding time, simplify training, and deliver the same high-quality output, no matter who’s doing the work.
2 / Finance Teams Using Xero
Close faster. Trust your numbers.
Replace manual spreadsheets and fragmented processes with automated accruals, prepayments, and deferred revenue adjustments, all posted directly in Xero.
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Speed up your month-end close, reduce errors, and give stakeholders confidence in the numbers, without putting extra pressure on your team.
3 / Fractional CFOs and Finance Directors
Your bottleneck isn’t insight. It’s clean numbers.
You can’t advise on numbers you don’t trust, so you end up waiting, waiting for adjustments, waiting for corrections, waiting until you’re confident everything is right.
By the time you get there, the moment to act has already passed and the conversation has lost its impact.
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Adjustments happen continuously in the background, not rushed at month-end, so the numbers are ready when you need them.
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That gives you earlier visibility, faster reporting, and better conversations with your clients.
4 / Self Employed Bookkeepers
Free up time for higher-value work and advisory services.
Automate the grind. Keep the margin.
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Automate accruals, prepayments, and deferred revenue journals directly into Xero and remove the repetitive work that eats into your time.
Take on more work without the need to hire, outsource, or manage a team just to get through the month-end.
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Run a high-margin, low-stress business where the work gets done for you, so you can earn more without working more.

Automate Accruals, Prepayments and Revenue Recognition in Xero
Still thinking about it?
Most people who book a demo are posting journals automatically within their first month. Takes 10 minutes to connect your first organisation.
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